Direct Lender · 40+ States

Send Us the Address.
We'll Send You Real Numbers.

No estimates. No "subject to." We underwrite your deal before you commit a dime — so the terms you see on day one are the terms you close on.

  • Fix & Flip / BRRRR — Up to 90% of purchase + 100% of rehab. Close in 7–14 days.
  • DSCR Rental — 30-year terms based on property cash flow, not your W-2. No seasoning.
  • Direct lender — We underwrite it, fund it, and close it. Your deal doesn't get shopped around.
  • We've done the deals — We've flipped, built, and bought rentals. We look at your deal the way we'd look at our own.

Send us the deal address

Real terms before you commit — no appraisal required upfront

Prefer to talk? (702) 527-2799

1
Loan Type
2
Deal Info
3
Contact

What type of loan are you looking for?

Fix & Flip / BRRRR
Buy, renovate, sell or refi. Close in 7–14 days.
DSCR Rental
30-year fixed. Based on cash flow, not your W-2.
Bridge
Pay off a maturing loan. 10–21 day close.
New Construction
Ground-up. Up to 90% of project cost.
Small Multifamily
5–10 units. Short or long-term.
Not Sure Yet
Tell us about the deal — we'll figure out the best fit.

Where should we send your terms?

First name is required
Valid email is required
Phone number is required

Same-day response · No appraisal upfront · No obligation

We've Got Your Deal.

A loan advisor (not an account exec) will review your deal and get back to you — typically same day.

No appraisal until you've seen real terms. That's the deal.

Step 1

Send the address

Two minutes. No documents, no appraisal, no credit hit to start.

Step 2

We underwrite it

Real underwriting, same day — not a teaser rate from a call center.

Step 3

You get real terms

The numbers you see are the numbers you close on. No "subject to."

Step 4

Close in 7–14 days

We fund with our own capital, so nothing waits on a committee.

LenderX.ai · (702) 527-2799 · [email protected]

© 2026 LenderX.ai. All rights reserved. LenderX.ai provides business-purpose loans secured by non-owner-occupied real estate. These are not consumer loans. Rates, leverage, and terms vary by state, property, and borrower experience, and all loans are subject to full underwriting approval. Not available in all states.